That way, you can see which company offers the best rate for the coverage you need. Personal injury protection covers medical expenses, lost wages, child care, funeral costs, and other expenses incurred as the result of an accident, whether it was your fault or not. The best way to find out is to compare auto insurance quotes from different companies side-by-side. If they have liability insurance but the limits are too low to cover your medical expenses, underinsured motorist protection kicks in.Ĭollision insurance covers expenses to repair your vehicle if you’ve been in a traffic accident, no matter who is at fault.Ĭomprehensive insurance covers repair costs unrelated to a collision, such as from a weather event, theft, vandalism, or even hitting an animal while driving. Uninsured motorist protection covers you if you’re in an accident with an at-fault driver who doesn’t have liability insurance. Uninsured/underinsured motorist protection
Property damage helps pay for damage you cause to someone else’s property, including their car, house, and more.
Bodily injury and property damage liabilityīodily injury covers expenses if you injure someone else in an at-fault accident.
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